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About Us


International Smart Card Factory Company locally known as PCARD is a company specialized in providing a wide range of services and solutions to the Bank and Payment Industry. These services range from smart card personalization, mobile banking, digital wallets, instant card issuance, EMV chip migration consultancy, credit/debit processing, card inventory tracking and management.

PCARD is a private and independent company situated in the Kingdom of Saudi Arabia. We are the first high security personalization center for smart identification cards (IDs) and smart banking cards in the countries of the Arab League.

The company aims to provide secure and high quality payment services and solutions in response to the growing demand from the banking institutions and payment industry within the Kingdom.