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Payment Industry Consultancy


PCARD offers an independent business analysis of any payment industry operation.

The approach taken is always based on the requirement expressed by the business stakeholders and the sponsor for the activity. PCARD consultants will deliver documented and presentational analysis based on industry experience and not theory. 


ATM Channel Analysis

  • ATM Availability

  • Transaction Activity

  • ATM Management Center

  • First Line Maintenance

  • Second Line Maintenance

  • Cash Replenishment

  • Currency Management

  • Consumables Management

  • Security

  • Cost of Ownership

  • Deployment Management and Strategy 

Point of Sale

  • First and Second Line Service Desk

  • Causes of Down Time

  • Service Management Analysis

  • Stock Management

  • Income Improve Techniques

Credit and Debit Card

  • Cost of Ownership Model

  • Collections Enhancement

  • Operational Efficiency Improvement

  • Market Benchmarking

  • Rationalization Techniques

  • Change of Franchise